Terms of Use

Last updated: July 12, 2026

Welcome to Betcha! These Terms of Use (the "Terms") are a binding agreement between you and Ripple Video LLC ("Ripple Video," "we," "us," or "our") governing your use of the Betcha Game mobile application for iOS (the "App"), the getbetcha.com website, and all related services (together, the "Services"). By creating an account or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

The short version: Betcha is a game you play with friends using play-money Coins that are worth nothing outside the App. Be 18 or older, be decent to the people in your groups, and don't treat this as gambling — because it isn't.

1. Your Access to the Services

You must be at least 18 years old and a resident of the United States to use the Services. By using the Services, you represent that you meet these requirements. We reserve the right to require proof of age at any time and to suspend or terminate accounts that do not meet these requirements.

We may modify these Terms from time to time. If we make material changes, we will give you reasonable notice — for example, by email, by push notification, or by a notice in the App — before the changes take effect. Your continued use of the Services after the effective date of updated Terms constitutes acceptance of the changes.

2. Play-Money Coins — No Gambling, No Real-World Value

This section matters more than any other, so please read it carefully.

• Betcha uses virtual play-money tokens called "Coins." Coins are a game mechanic and nothing more. They have no real-world monetary value.
• Coins cannot be purchased with real money, and they cannot be redeemed, exchanged, transferred, sold, or cashed out for real money, goods, services, prizes, or anything else of value, inside or outside the App.
• Coin balances reset weekly. You have no ownership interest in, or entitlement to, any Coin balance, and we may adjust, reset, or eliminate Coins at any time.
• The Services do not offer real-money gambling, wagering, lotteries, sweepstakes, or prizes of any kind. Nothing in the Services constitutes an offer to gamble, and you agree not to use the Services to conduct real-money wagers with other users, whether settled inside or outside the App.
• Betting real money or anything of value "on the side" of a Betcha bet is a violation of these Terms and may violate the laws of your jurisdiction. You are solely responsible for any arrangement you make outside the App.

3. Beta Features

We may offer experimental or beta features from time to time. Beta features are provided "as is," may contain bugs, may change or disappear at any time without notice, and come with no support obligations or guarantees of any kind.

4. Your Commitment

When you use the Services, you agree that you will:

• Provide accurate account information and keep your login credentials secure;
• Use the Services only for lawful purposes and in accordance with these Terms and our content standards (Section 11);
• Not share other people's private information without their consent;
• Not use bots, scrapers, or other automated tools to access the Services;
• Not attempt to circumvent security measures, rate limits, or content moderation;
• Not impersonate any person or misrepresent your affiliation with anyone;
• Not reverse engineer, decompile, or create derivative works of the Services.

5. Intellectual Property Rights

You own the content you create in the App — your bet descriptions, messages, and photos ("User Content"). We own the Services themselves, including the App, our software, AI features, design, logos, and trademarks, along with all analytics and usage data we generate about the Services.

If you send us feedback, suggestions, or ideas about the Services, you agree we may use them without restriction or compensation to you.

6. Licenses You Grant

To operate the Services, we need certain permissions from you:

• You grant Ripple Video a worldwide, non-exclusive, royalty-free license to host, store, reproduce, display, and distribute your User Content solely as needed to operate, provide, and improve the Services — for example, showing your bet to the other members of your group, or processing your evidence photo so a bet can be judged.
• You grant the other members of your groups a license to view and react to the User Content you share with those groups. This license reflects how the App works: content you put in a group is visible to that group.
• Because bets are shared records between multiple people, content you contributed to a group (such as bets you participated in and messages in bet threads) may remain visible to the group in anonymized form after you delete your account, as described in Section 10 and in our Privacy Policy.

7. Third Party Services

The Services depend on third-party providers, including Amazon Web Services (hosting), Anthropic (AI processing), Apple (Sign in with Apple and push notifications), and Expo (push notification delivery). By using the Services you consent to the processing of your content by these providers as necessary to operate the Services, as described in our Privacy Policy. You are responsible for ensuring that any content you submit — including photos — does not infringe anyone else's rights.

8. How We Use AI

AI is a core part of how Betcha works. User content you submit — including bet text, group messages, and evidence photos — is processed by Anthropic's Claude API to:

• Draft the terms of bet contracts from your descriptions;
• Moderate content against our content standards;
• Judge photo evidence submitted for bets;
• Resolve bets about real-world events, including via web search; and
• Redact messages where required by App features.

Your content is not used to train AI models. Data sent to the Anthropic API is not used by Anthropic to train its models, and we do not use your content to train models of our own.

AI systems are not perfect! Bet rulings, moderation decisions, and drafted contracts may occasionally be wrong. The App provides dispute tools so your group can challenge a ruling, and we may review and overturn AI decisions. You accept that AI outputs are provided as part of a game, without any warranty of accuracy.

9. Groups

Betcha is built around private friend groups. Group members can create bets, invite others, and share content within the group. Being a "private" group does not exempt a group or its content from these Terms or our content standards — we may review, restrict, or remove groups and group content that violate them. You are responsible for the content you post in any group, and group creators are expected to keep their groups within the rules.

10. Account Termination and Content Management

You may delete your account at any time from within the App. When you do, your account is anonymized and your push notification tokens are removed, as described in our Privacy Policy. Because bets are shared records, group content you participated in — such as bets and messages in bet threads — may persist in anonymized form so that your groups' ledgers and bet histories remain intact.

We may suspend or terminate your account, with or without notice, if you violate these Terms, our content standards, or applicable law, or if we reasonably believe your conduct harms other users or the Services. Residual copies of content may persist in backups for up to 90 days after deletion.

11. Content Standards, Monitoring and Enforcement

Betcha is meant to be fun. The following are prohibited anywhere in the Services, including inside private groups:

• Harassment, bullying, threats, or hate speech directed at anyone, whether or not they use the App;
• Sexual content of any kind;
• Bets about the health, weight, substance use, or personal finances of real people;
• Content that is illegal, that promotes illegal activity, or that infringes others' rights;
• Content that exposes another person's private information without consent.

The App includes tools to flag content and block users. We review reports within 24 hours. We may remove content, restrict features, and suspend or permanently ban accounts at our discretion. We use a combination of AI moderation and human review; we have no obligation to pre-screen content before it is posted, and we may cooperate with law enforcement and disclose user information where required by law. You waive any claims against us arising from our enforcement (or non-enforcement) of these standards.

12. Infringement Complaints

If you believe content on the Services infringes your copyright, trademark, or other rights, or depicts you without consent, email support@getbetcha.com with: (a) identification of the work or right you claim is infringed; (b) identification of the material you want removed, with enough detail for us to locate it; (c) your contact information; (d) a statement that you have a good-faith belief the use is not authorized; and (e) a statement, under penalty of perjury, that your notice is accurate and that you are the rights owner or authorized to act for them. We will process valid notices under the Digital Millennium Copyright Act and may terminate the accounts of repeat infringers.

13. Updates to the Services

We may update, change, or discontinue any part of the Services at any time, including removing features entirely. We have no obligation to provide support or maintenance. You should install App updates promptly; older versions may stop working correctly.

14. Geographic Restrictions

The Services are offered only to users in the United States. We make no representation that the Services are appropriate or available elsewhere, and accessing them from other jurisdictions is at your own risk and subject to local law.

15. Limitations on Our Liability

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WE DISCLAIM ALL LIABILITY FOR: AI OUTPUTS AND RULINGS, INCLUDING INCORRECT BET RESOLUTIONS; SERVICE DOWNTIME OR DATA LOSS, INCLUDING COIN BALANCE RESETS; CONTENT MODERATION DECISIONS; AND THE CONDUCT OR CONTENT OF OTHER USERS, INCLUDING MEMBERS OF YOUR GROUPS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RIPPLE VIDEO WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, AND OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES WILL NOT EXCEED ONE HUNDRED DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

For clarity: because Coins have no monetary value, the loss, reset, or miscalculation of any Coin balance is not a compensable loss.

16. Indemnification

You agree to indemnify and hold harmless Ripple Video and its officers, employees, and agents from any claims, damages, and expenses (including reasonable attorneys' fees) arising from: your violation of these Terms; your User Content, including any claim that it infringes or violates someone's rights, defames anyone, or exposes private information; your use of the Services to conduct real-money wagering; access to your account by anyone under 18; and your conduct within groups you create or participate in.

17. How We Handle Disagreements

These Terms and any dispute arising out of them or the Services are governed by the laws of the State of California, without regard to conflict-of-law principles.

• Talk to us first. Before filing any claim, you agree to email support@getbetcha.com with a description of the dispute and give us 60 days to try to resolve it informally.
• Binding arbitration. If we cannot resolve the dispute informally, it will be resolved by binding individual arbitration under the Federal Arbitration Act, conducted by a single arbitrator who is a retired judge or an attorney licensed in California. Claims that qualify may instead be brought in small claims court, and either party may seek injunctive relief for intellectual property claims in the state or federal courts located in San Francisco, California, which will have exclusive jurisdiction over such carve-out claims.
• No class actions; jury waiver. Disputes must be brought on an individual basis only. You and Ripple Video each waive the right to a jury trial and the right to participate in a class action.
• Opt-out. You may opt out of this arbitration agreement by emailing support@getbetcha.com within 30 days of first accepting these Terms, stating your name and that you opt out of arbitration.
• One-year limit. Any claim must be filed within one year after it arises, or it is permanently barred.

18. Assignment

We may assign these Terms and our rights and obligations under them without restriction. You may not assign these Terms without our prior written consent, and any attempted assignment without consent is void.

19. Waiver and Severability

Our failure to enforce any provision of these Terms is not a waiver of our right to do so later. If any provision of these Terms is held invalid or unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

20. Entire Agreement

These Terms, together with our Privacy Policy, are the entire agreement between you and Ripple Video regarding the Services and supersede all prior understandings. Any supplemental agreement must be in writing and signed by both parties.

Contact Us

Questions about these Terms? Email us at support@getbetcha.com.

Ripple Video LLC — Betcha Game — getbetcha.com